English Tiếng Việt Español Sign In

Realtors: Grow Your Earnings Without Changing Careers

Dual licensing lets you handle mortgages for your clients while boosting your income Loan Factory makes it simple.

Start your journey

Why Realtors Are Adding a Loan Officer License

Start your journey

Increase Your Income

Earn extra commission on every transaction.

Keep Your Clients Close

Handle mortgages for your buyers without losing your real estate business.

Streamlined Process

Loan Factory's platform makes mortgage tasks easy and efficient.

Full Support

Training, mentorship, and dedicated support to help you succeed.

Flexible & Scalable

Work at your own pace, scale your earnings as you grow.

Why Loan Factory?

Keep Most Of What You Earn

100% commission minus a flat fee of $595

Two Streams of Income

Real Estate Commission: Earn from buying/selling homes. Loan Origination Commission: Earn from closing the mortgage for the same client. Instead of splitting business with another Loan Officer, you capture both sides of the deal.

Best Rates in the Market

Loan Factory has the best rates, about 50-80 bps better than other brokers or lenders. Pass real savings on to your buyers and win more deals.

Loved by Thousands of Clients

Loan Factory has over 21,722 + 5-star Google reviews A track record of trust built on real client satisfaction.

Excellent Customer Service

We have the BEST customer reviews compared to any mortgage companies out there on Google, with an average rating of 5-stars. We have over 14,216 5-star reviews A PERFECT record.

We provide Tools, Training, and Support to Help You Succeed

Flexibility & Scalability

Fit Loan Officer work into your real estate schedule and grow at your own pace.

See How it Works

Company-provided leads

Loan Factory provides leads in all states except CA, TX, FL, HI, MO, and GA, and also shares Facebook and special loan leads (HELOAN, commercial, construction, etc.) nationwide. Around 3,500 leads are distributed each day, and the assigned leads will appear in your Leads pipeline.

Stock options RSUs

Restricted Stock Units (RSUs) are a form of equity compensation that grant Loan Officers the right to receive one company share. The number of RSUs Loan Officers are granted annually is performance-based, tied directly to your average monthly closed loans.

Keep 100% of your commission

1099 compensation: you will get 100% commission on every closed transaction. Loan Factory will charge a flat fee of $595 (on top of processing fee $500), regardless of the loan amount. W2 compensation: you will receive 90% of the commission (after paying an admin flat fee of $595 and processing of $500) on every closed transaction. Please note that you still have to pay all applicable payroll taxes yourself. Bonus: Receive up to $10,000

Full Training & Mentorship

At Loan Factory, you're never alone, we invest in your success. You'll get hands-on training in lead management, loan processing, marketing, pricing, and lender selection. Loan Factory Academy . Whether you're new or experienced, we give you the knowledge and support to grow faster.

Leads & Marketing Support

At Loan Factory, our loan officers get free access to a team of marketing experts who can customize images, edit videos, and run ads for them. This support, worth thousands elsewhere, is included at no cost, helping you grow your business without the overhead.

Smart Tech Platform

At Loan Factory, you get access to TERA, our powerful, all-in-one mortgage platform built in-house by our engineers. It combines everything you need, LOS, POS, CRM, Marketing, Pricing Engine, Support, and Marketplace, into one seamless system. And the best part? It's completely free for our loan officers, giving you the tools to work faster, smarter, and close more loans.

Transparent Pricing

We offer incredibly LOW rates and want the entire world to know about them! Most mortgage lenders are either unable or unwilling to display their rates. Check our rates here at www.loanfactory.com

Dedicated Support Team

At Loan Factory, every loan officer gets a dedicated support specialist, and during business hours, you can meet with them live on our Marketplace. Plus, our full team (Accounting, Commissions, HR, Marketing, Processing, and more) is always standing by to help. No other mortgage company supports you like we do.

Getting Dual-Licensed & Closing Loans is Easier Than You Think

Apply to Become Dual-Licensed
Professional writing notes
1

STEP 1

GET LICENSED

Full guidance to obtain your Loan Officer license.

2

STEP 2

APPLY TO LOAN FACTORY

Quick and simple onboarding.

3

STEP 3

START CLOSING LOANS

Access leads, tools, and support to earn additional income.

Have More Questions? Contact Us

Email recruiting@loanfactory.com Phone Number (714) 591-8143