Historical Mortgage Rates
Compare how Loan Factory's best rates have moved over time, by state and loan product.
| Date | 30-Yr Rate | 15-Yr Rate |
|---|---|---|
| 2026-10-19 | 6.875% | 0.000% |
| 2026-10-16 | 6.999% | 6.250% |
| 2026-10-15 | 6.999% | 6.250% |
| 2026-10-14 | 6.990% | 6.490% |
| 2026-10-13 | 6.990% | 6.375% |
| 2026-10-12 | 7.000% | 6.490% |
| 2026-10-09 | 7.000% | 6.490% |
| 2026-10-08 | 7.000% | 6.490% |
| 2026-10-07 | 7.000% | 6.375% |
| 2026-10-06 | 7.000% | 6.500% |
| 2026-10-05 | 7.125% | 6.500% |
| 2026-10-04 | 7.000% | 6.375% |
| 2026-10-02 | 7.000% | 6.375% |
| 2026-10-01 | 7.000% | 6.375% |
| 2026-09-30 | 7.125% | 6.500% |
| 2026-09-29 | 7.000% | 6.500% |
| 2026-09-28 | 6.990% | 6.490% |
| 2026-09-27 | 6.875% | 6.490% |
| 2026-09-25 | 6.875% | 6.490% |
| 2026-09-24 | 6.875% | 6.375% |
| 2026-09-23 | 6.750% | 6.250% |