Mortgage Top partner
Carrington Mortgage Services
A government-lending and Non-QM specialist with flexible credit guidelines.
Flexible
Credit guidelines
Gov’t
FHA / VA / USDA focus
Non-QM
Alt-doc programs
Purchase
First-time buyer friendly
About Carrington
Carrington specializes in government-backed and Non-QM lending, often with more flexible credit guidelines than typical agency lenders — making it a useful option for borrowers rebuilding credit.
Loan Factory places loans with Carrington when its flexible guidelines and pricing beat the rest of the network for your specific profile.
Why borrowers choose them
- Flexible credit and DTI guidelines
- Strong FHA, VA, and USDA offerings
- Non-QM and alternative-documentation loans
- Options for first-time and credit-challenged buyers
Loan programs offered
FHA VA USDA Conventional Non-QM