Becoming a Loan Officer
How to become a loan officer
STEP 1
Take the required 20-hour course
- Sign up to take the online 20-hour pre-license education course. Loan Factory offers a special discount of only $180 for the licensing course at Mortgage-Education.com.
STEP 2
Loan officer exam prep
- Prepare for the mortgage loan officer exam with our free 10,000+ question bank on the Loan Factory Exam Study Guide.
- Schedule and pass your mortgage loan officer exam with Prometric.
- Request an account and check your results on the NMLS database after 72 hours.
STEP 3
Apply for your NMLS license
- Submit your payment and MU4 application through NMLS.
- Clear a credit check and background check to qualify.
After obtaining a license, you should carefully choose a mortgage broker to work with. Loan Factory is the fastest-growing mortgage broker in the US. You can learn more about Loan Factory on our loan officer page.
Loan Factory is not just an ordinary broker — we are a tech startup with proprietary technology that is disrupting the mortgage industry. You can see the benefits of working with Loan Factory on our loan officer page.