Qualification Mortgage Calculator

Estimate your monthly payment and see whether your income qualifies you for it — adjust any field to match your scenario.

Monthly payment
$3,103
  • Principal & interest$2,528
  • Property taxes$458
  • Home insurance$117
Loan-to-value: 80.0%
Debt-to-income (DTI) ratio
31.0%

You look qualified for this payment based on the DTI limit for this loan type.

This is an estimate for planning purposes only, not a loan offer. Your actual rate, PMI, taxes, and insurance depend on your credit, lender, and location — get a real quote to see live pricing from 240+ lenders.