Scale your network. We cover the cost.
Automated social content, standard referral bonuses, and up to $1,000/month in company-backed ad spend to grow your reach.
The whole program, as one story
Five steps, in the order they actually happen. Nothing here is new information — it is the same program, told once instead of assembled by the reader.
You know the people. Help them discover the opportunity.
Help loan officers in your network discover Loan Factory. Any Loan Factory loan officer or staff member in good standing can join — no interview or recruiting quota required.
One click to join. A marketing team behind you.
Join Level 1 and activate recruiting in ALLY. Approved content posts under your name 1-3 times weekly, featuring your referral link and QR code. We handle the writing and design.
Help great loan officers join. Get rewarded for the connection.
Earn a lump-sum bonus for each qualifying loan officer who joins through you, based on their preceding 12 months' loan production. The same bonus schedule applies at every level. Payment follows their 60-day milestone.
Grow your recruiting. Unlock greater marketing support.
Meet advancement requirements to qualify for recruiting marketing support: up to $500/month at Level 2 or $1,000/month at Level 3. Participation requires approval, and approved recruiting ads are paid for directly with a company card, up to your monthly budget.
Keep the momentum. Keep the investment behind you.
Levels 2 and 3 are reviewed every 90 days. Maintain recruiting requirements to retain funding. Otherwise, return to Level 1 and remain an Ambassador — with automated posting and the same full referral bonus opportunity.
Same bonus. Different budget.
Referral bonus rates are identical across all levels. Start at Level 1 immediately — joining switches Recruiting on in ALLY for you — or apply for Levels 2 and 3 to unlock company-funded monthly marketing budgets.
Level 1
Generalcompany-funded marketing budget
Requirements
- Good standing
- No application needed
What's included
- Standard referral bonus
- Automated social posts (1-3 posts/week)
- Personal tracking link & QR code
Level 2
Ambassadorcompany-funded marketing budget
Requirements
- Leadership approval
- 1,000+ connections on at least one major platform (LinkedIn, Facebook, Instagram or TikTok)
- 3 completed onboardings within 90 days
What's included
- Everything in Level 1
- MMI subscription & data access
- Webinar co-hosting opportunities
- Approved recruiting content and advertising campaign support
Level 3
Senior Ambassadorcompany-funded marketing budget
Requirements
- Leadership approval
- 2,000+ connections on at least one major platform
- 6+ completed onboardings within 90 days
What's included
- Everything in Levels 1 & 2
- Advanced tools (MMI + LinkedIn)
- Verified competitor producer lists
- VIP closer & event lead roles
Referral bonuses are the same for all levels. Marketing funds cover approved recruiting ads and tools: participation requires approval, and approved recruiting ads are paid for directly with a company card, up to your monthly budget.
Bonus for Loan Factory loan officers
| Loans closed (preceding 12 months) | One-time bonus | RSUs (referring) | RSUs (referred) |
|---|---|---|---|
| 2 - 11 | $500 | 0 | 0 |
| 12+ | $1,000 | 1,000 | 2,000 |
| 24+ | $2,000 | 2,000 | 4,000 |
| 36+ | $3,000 | 3,000 | 6,000 |
| 48+ | $4,000 | 4,000 | 8,000 |
| 60+ | $5,000 | 5,000 | 10,000 |
The referring loan officer can choose either a cash bonus or a stock bonus (RSUs).
Frequently asked questions
What is ALLY?
ALLY is the Loan Factory Marketing App. Joining Level 1 switches on its Recruiting tab for you, which starts the automated social posts and activates your unique tracking links.
What is MMI?
Mobility Market Intelligence (MMI) is a premium industry database that tracks loan officer production and closing volume. Loan Factory covers MMI (or equivalent software) access for Level 2 and Level 3 Ambassadors so you can pinpoint and target verified producing loan officers.
What does "in good standing" mean?
Being an active Loan Factory loan officer or staff member with no unresolved compliance, licensing, or performance issues.
What happens if my Ambassador status is adjusted?
If recruiting activity stalls and the 90-day target isn't met, you return to Level 1. You remain in the program, keep your automated ALLY posting, and continue earning the full referral bonus on every referral.
I am a Team Leader or Corporate Coach. How do I participate?
Participation is strongly encouraged. Recruiting through the Ambassador program lets you expand Loan Factory while directly building headcount and production within your own team branch.
Does being a Team Leader automatically qualify me for Level 2 or Level 3?
No. Leadership status does not grant automatic qualification. Candidates for these levels must submit an application, receive leadership approval, and maintain the standard 90-day benchmarks.
What extra support do approved Team Leader Ambassadors receive?
Customized team-branded recruiting posts and graphics, Team Leader spotlights featured across company channels, sourcing assistance tailored to candidates matching your specific workflow, and routing support for newer or developing loan officer profiles where appropriate.
Ready to grow your network?
Apply for Level 2 or Level 3, or join Level 1 to start right away.