Find the loan that fits you
From first homes to cash-out refinances and self-employed programs — we shop 233 lenders to match you with the right one at the best price.
Buy a home
10 programsPurchase programs for every buyer — first homes, high-value homes, and self-employed borrowers.
Conventional HomeReady® & Home Possible® Down payments as low as 3% with flexible income and credit requirements.
Check my rate Government FHA Loan Great for limited savings or lower credit scores — only 3.5% down payment required.
Check my rate Government VA Loan For veterans, service members, and surviving spouses. $0 down, no PMI, flexible credit.
Check my rate Government USDA Loan For rural and suburban families — no down payment and reduced mortgage insurance.
Check my rate Conventional Jumbo Loan Finance high-priced homes above standard loan limits at competitive rates.
Check my rate Conventional Adjustable-Rate Mortgage (ARM) A lower rate early on — ideal if you plan to move or refinance within a few years.
Check my rate Non-QM Bank Statement Loan Qualify on 12–24 months of bank statements instead of W-2s — built for the self-employed.
Check my rate Non-QM DSCR Loan Approval based on the property’s rental income covering the payment — ideal for investors.
Check my rate Non-QM Asset-Qualifier Loan Use savings, investments, or retirement accounts to qualify — no traditional income docs.
Check my rate Non-QM Foreign National Loan For non-U.S. citizens buying U.S. property, even without U.S. credit history or residency.
Check my rate Refinance
9 programsLower your rate, change your term, or take cash out — including fast-track streamline options.
Rate & term Rate-and-Term Refinance Lower your rate, shorten your term, or switch from an ARM to a fixed-rate loan.
Check my rate Cash out Cash-Out Refinance Tap your home equity for debt consolidation, tuition, or major expenses.
Check my rate Streamline FHA Streamline Refinance Lower your rate with minimal paperwork — often no appraisal or income verification.
Check my rate Streamline VA IRRRL Interest Rate Reduction Refinance for existing VA loans — usually no appraisal or income check.
Check my rate Streamline USDA Streamlined Assist For existing USDA loans — no appraisal or credit review, must show $50+/month in savings.
Check my rate Non-QM Bank Statement Refinance Qualify on business or personal deposits — ideal for self-employed borrowers without W-2s.
Check my rate Non-QM DSCR Refinance For real estate investors — approval based on rental property income, not personal income.
Check my rate Non-QM Asset-Qualifier Refinance Use savings, investments, or retirement funds as proof of ability to repay.
Check my rate Non-QM Foreign National Refinance Borrow against your home’s value with fixed interest and predictable payments.
Check my rate Home equity
2 programsAccess the equity you’ve built without giving up your low first-mortgage rate.
Not sure which one fits?
Answer a few questions and we’ll match you to the right program — no hard credit pull to see your rate.